Mrs. Howard 62 recently contacted us for a policy review, she wanted a guaranteed policy that would not be effected by market conditions, and would lower her premium and possibly increase her coverage, here was the result,

Previous Now

Premium:                 $32,000.00 $18,500.00
Coverage:                $2,000,000.00 $3,000,000.00
Duration:                  Guaranteed Age 100

Summary

Premium was reduced $13,500
Coverage was increased $1,000,000

Mrs. Howard death benefit is guaranteed to age of 100. Market conditions will NOT have any effect on the coverage amount or duration.